Buying a home can be an extremely stressful process, but there are many things you can do to help reduce the stress beforehand. Being prepared and educated yourself as well as working with a knowledgeable expert can help ease away any of the stress.
Knowing Your Time-frame
Buying a house can take a lot of time. Even after you find your new home, allow a couple days or even a week of negotiations. Escrow, Inspections and closing procedures may take over a month after the price is settled upon.
If today is October 1st and you need to be out of your current place by December 31. It's best to start the process today. You will need to find an agent that you will be working with for the next couple months. The agent you choose should be able to recommend you to multiple lenders so you can get pre-approved. Next for the buyer, is to start narrowing down where he/she would like to live, and figuring out how much he/she would like to spend on the mortgage each month.
The buying process should be started about 3 months before you would like to move, to help reduce the stress.
Start Packing Early
Once you find THAT house and make an offer on it, you will find yourself very busy with the buying process. There will be an inspection, document signings, phone calls with your lender, meetings with your real estate agent and many more minor details. You will find that you don't have much time for packing, this is why packing early can relieve some stress.
Get an Inspection
Entering into a contract with your eyes closed can be a very scary thing, this is why an inspection is highly recommended.
Home inspectors check most systems in the house for defects, but they may not check all systems. If a home inspector does find defects, you are able to cancel the contract. In most cases the defects are negotiated and fixed by the seller.
To ensure that the house you buy is a sound investment, hire experts to inspect the parts of the house that the home inspector may not inspect. For example, the home inspector you hire may not inspect a private well or a septic system.
Picking a Good Real Estate Agent
Picking a good real estate agent for you is the most important factor in reducing the amount a stress you feel. You want someone there to answer any questions you have, in a timely manner. You want an agent in your corner throughout the transaction, someone there to negotiate the for you, advise you, present solutions to any potential problems that may arise, and act in your best interest throughout.
If you want a smooth home buying process while being informed from day 1. Contact me today, and I will walk you through each step on how to get started!
Email: Scott.Swennes@results.net Phone: 763-331-4775
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